![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
#21 | |
Follower
Join Date: Nov 2008
Posts: 5,549
|
![]() Quote:
They will also take into account other variables: Income history (sales job? steady income? etc), loan to value ratio, debt to income ratio, available credit to income ratio, etc.
__________________
Racing For Smiles |
|
![]() |
![]() |
![]() |
#22 |
AMA Supersport
Join Date: Nov 2008
Location: Richmond, Tx
Moto: '10 Tuono Factory
Posts: 4,569
|
![]()
next ?, we have similar scores, initial house loan is entirely in my name. if we add her, will it make our rate better?
i imagine our debt/income ratio would be alot better
__________________
ΜΟΛΩΝ ΛΑΒΕ 2014 GROM! 181cc of FURY 2010 Aprilia Tuono Factory - SOLD 2009 SFV Gladius - SOLD 2008 Hayabusa - SOLD. |
![]() |
![]() |
![]() |
#23 | ||
Trip's Assistant
![]() Join Date: Feb 2008
Location: Imported from Detroit
Moto: 2009 HD Street Classic
Posts: 12,149
|
![]() Quote:
She does it all. She was a branch manager, then collections manager, and now the director of marketing. Email me via the board and I'll get you in touch with her. Quote:
Yeah but only if that ratio needs the help. Otherwise you're shorting yourself in the foot. When you figure out your ratio in the future on something like a car, you both are responsible for the payment. Not half the payment, the entire payment for each of you. |
||
![]() |
![]() |
![]() |
#24 |
Moto GP Star
Join Date: Nov 2008
Posts: 11,022
|
![]()
values by us are way down too, a house up the road just sold for 380k, which is what my mortgage is, kick in the ass is it is a rather nice house so I dont want to know what mine is worht now.
|
![]() |
![]() |
![]() |
#25 | |
Ride Naked.
Join Date: Feb 2008
Location: Flat and Straight ND
Moto: 08 BUELL 1125R, 05 SV650S
Posts: 7,916
|
![]() Quote:
![]() |
|
![]() |
![]() |
![]() |
#26 |
Ride Like an Asshole
Join Date: Feb 2008
Moto: nothing...
Posts: 11,254
|
![]() |
![]() |
![]() |
![]() |
#27 | |
The cows want you dead.
Join Date: Nov 2008
Posts: 2,087
|
![]() Quote:
![]() |
|
![]() |
![]() |
![]() |
#28 | |
Let's do another U-turn
Join Date: Feb 2008
Location: Indiana
Moto: 2009 V-Strom
Posts: 3,816
|
![]() Quote:
|
|
![]() |
![]() |
![]() |
#29 | |
put it THIS way
Join Date: Nov 2008
Posts: 3,185
|
![]()
what did it cost you out of pocket to do that?
__________________
Quote:
|
|
![]() |
![]() |
![]() |
#30 |
SFL Expatriate #1
Join Date: Nov 2008
Location: ATL Burbs
Moto: '09 Triumph Speed Triple
Posts: 4,712
|
![]()
Really? Who did you re-fi with? What were the closing costs on that re-fi?
|
![]() |
![]() |
![]() |
Bookmarks |
|
|