Did some offroading with my bike yesterday..

[Captain Morgan]

Originally Posted by TIGGER

Hmmm...as far as bikes go they group them by type and base their rates accordingly. When I had my V-Max I was amazed that the rate was cheaper than it was on a FJ1200. Alot of the differences in rates come from how the underwriters group your particular bike.

It also depends on the insurance company. For instance, State Farm rates based on engine size, not on bike type. Farmers rates based on bike type. To insure the R6 with Farmers (actually Foremost) was something insane like $1500/year. With State Farm it was $600/year. Exact same bike, exact same rider, exact same record, just different company. Not sure if it's still that way or not since I haven't ridden in almost 3 years.

BTW, nice save.