[fasternyou929]

Originally Posted by karl_1052

What if it gets sent to someone who is mentally incabable of understanding, but does it anyways?
In canada, they passed laws against interest rates like this.
http://www.paliareroland.com/pdfs/MB...ed%20Claim.pdf

And it is a criminal charge, not a civil charge.

If someone is mentally incapable of understanding a binding contract, there are laws protecting them here in the US, too. As there should be.