Gear not covered?

[JoJoYZF]

Originally Posted by Rider

Thanks for the advice Chris. I'll talk with them and see what they say.

I argued for a little while on an acciedent where someone hit me head on (relatively low speed, car accident) and ended up getting a pretty decent check for my pain/suffering on top of my repairs being covered. I wasnt even in any pain though so it was basically for my inconveinience.