Helmet laws suck?

[Amber Lamps]

Originally Posted by Mudpuppy

i agree - why the fuck is the government our moral compass? half those motherfuckers are child molesters, drug addicts, a lot have felonies and they are our almighty moral compass? the seat belt law is no fucking different.. it's not to "protect" us it's more to tax us more through extra revenue they create through tickets so they have more money to waste and line their pockets.. increased budgets to give their buddies the contract to "fix" the road or whatever so they get a kick back.. fucking bullshit..

with that said law or no law i will always wear my seat belt and my full gear including helmet when riding - it's fucking common sense.. but i also believe that if you or anyone else chooses not for whatever reason i respect that as long as it doesn't raise my insurance when you split your melon on the concrete and become a vegetable.. or fly through the windshield or get taken out by an air bag..

Gosh I've missed you! If it were up to me all seat belt and helmet type laws would be revoked and a law would be written that the ins. cos are not required to pay claims for people not using them.

[ducati_atx]

Originally Posted by TIGGER

If it were up to me all seat belt and helmet type laws would be revoked and a law would be written that the ins. cos are not required to pay claims for people not using them.

you would get my vote (as well as many others... I assume.)

[Mudpuppy]

Originally Posted by TIGGER

Gosh I've missed you! If it were up to me all seat belt and helmet type laws would be revoked and a law would be written that the ins. cos are not required to pay claims for people not using them.

missed you too buttercup.. i've been around just been busy and haven't had time to spread the love.. and YES exactly what you said - the government is NOT our moral compass and has no right to impose this bullshit unless but if someone chooses not to take advantage of the safety features available then they forfeit their insurance / ability to collect when they get fucked up..

and DO NOT get me started on insurance of any kind - it's total bullshit.. ok fuck it i will say 2 things and keep it short:

1. Why is it that I get penalized because my wife and I both work full time? So my fucking health insurance won't cover her because she has insurance available to her and her insurance won't cover me because of the same. So now we pay for 2 policies. Bullshit - total double dipping. If I didn't have kids I wouldn't have insurance and I will have my own bank account that would be my insurance - just put the equivalent of the premium in there every month because even when I use my shitty insurance I pay the full amount anyways - it's stupid.

2. Hospitals, insurance companies are scamming us - I just recently found out when I attended my benefits meeting (benefits what a grand word for getting fucked in the ass) and I found out, which I never knew, that part of the money you pay for services covers those that can't pay for services. Don't get me wrong if someone is truly destitute I don't mind helping them. But then there is people like my aunt that swallows 127 vicodin in one day and almost dies. When they ask her for insurance she says I don't have any fuck you. That is bullshit.

[Amber Lamps]

Oh it's all kinds of fun!!! When I had the tumors taken out of my throat last fall,I found out that our deductible is $5000!!! I was like,okay,so the premium that I had been paying for over 10 years went where? It's crazy,to top it off,I was paying about um $160 and my boss was paying about the same or more per month and I had never made any kind of claim!

[Mudpuppy]

Originally Posted by TIGGER

Oh it's all kinds of fun!!! When I had the tumors taken out of my throat last fall,I found out that our deductible is $5000!!! I was like,okay,so the premium that I had been paying for over 10 years went where? It's crazy,to top it off,I was paying about um $160 and my boss was paying about the same or more per month and I had never made any kind of claim!

exactly - like Chris Rock says it should be called "In Case Shit Happens" - if shit don't happen you should get your money back.. a $5,000 deductible is insane.. mine is $2,500.. so this year I finally get sick and I have a sinus infection.. i go in twice for it for a shot and some pills to kill it off - insurance covers $0 and i cover 100% - good thing i had insurance..

now here is where my plan works - you start a medical savings account - in your case if you put $160 a month in there for 10 years then had your surgery you would have $19,200 in there to pay for it - they would be like insurance card please - and you would be like not necessary i will pay cash - and yes i will take pay per view on my fucking tv and some of those extra strength pain pills you fucking assclown..

[Amber Lamps]

Originally Posted by Mudpuppy

exactly - like Chris Rock says it should be called "In Case Shit Happens" - if shit don't happen you should get your money back.. a $5,000 deductible is insane.. mine is $2,500.. so this year I finally get sick and I have a sinus infection.. i go in twice for it for a shot and some pills to kill it off - insurance covers $0 and i cover 100% - good thing i had insurance..

now here is where my plan works - you start a medical savings account - in your case if you put $160 a month in there for 10 years then had your surgery you would have $19,200 in there to pay for it - they would be like insurance card please - and you would be like not necessary i will pay cash - and yes i will take pay per view on my fucking tv and some of those extra strength pain pills you fucking assclown..

Exactly! When I worked as a mason,our boss gave us the option of ins or the money he would pay for ins in our pockets! It was a couple hundred a month I believe! The only time ins is worth a fuck is when you are dying or whatever and then who gives a fuck about the bill? Seriously,when my Fiance' died, the hospital had the nerve to call me about the bill. I told them to go fuck themselves! Health ins used to be worth something,now it's all just a bunch of shit! Last time I got sick,I went to the Health Dept. Sure I had to hang out for 2 hours with a bunch of Mexicans and low lifes (like myself) but hey it was free,including the meds and I even scored some free condoms from a basket by the door!

[Mudpuppy]

Originally Posted by TIGGER

Exactly! When I worked as a mason,our boss gave us the option of ins or the money he would pay for ins in our pockets! It was a couple hundred a month I believe! The only time ins is worth a fuck is when you are dying or whatever and then who gives a fuck about the bill? Seriously,when my Fiance' died, the hospital had the nerve to call me about the bill. I told them to go fuck themselves! Health ins used to be worth something,now it's all just a bunch of shit! Last time I got sick,I went to the Health Dept. Sure I had to hang out for 2 hours with a bunch of Mexicans and low lifes (like myself) but hey it was free,including the meds and I even scored some free condoms from a basket by the door!

Nice! Free condoms.. lol.. Yeah back in the day when i was a broke ass motherfucker - well more broke than i am now - i did the same - went to public health, enjoyed people watching, got the medical shit taken care of and went on my way..