How much you pay for insurance?

[smileyman]

i have liability at $221 per year. If I had the $$ for comp I could simply save it for 2-3 years and buy a bike.

[Ducati Diva]

Damn man that seems high. I pay $88.00 a month for a brand new Jeep Liberty, 2 ltl pos cars, and a M900. Oh and every fourth month I don't have a bill.

[Mr Lefty]

DD you're also a woman... you guys pay A LOT less in insurance

[Ducati Diva]

Originally Posted by ebbs15

DD you're also a woman... you guys pay A LOT less in insurance

Yeah cause were better drivers!!!

[Avatard]

...On what planet?

[Mr Lefty]

Originally Posted by Ducati Diva

Yeah cause were better drivers!!!

[racedoll]

Originally Posted by ebbs15

ahh yeah State Farm as far as I know will only insure a bike if you have auto or home owners with them...

Not true. I have a State Farm policy with just my motorcycles. Never filed a claim with them, so maybe I'd have problems at that time. But I've had them since 2004 when I found an agent that would write just a MC policy. We have Erie for car and renters insurance - they stopped insurance sportbikes.

As stated in another thread:

$19 for my bike
$30 for Erik's

Full coverage on both.

Could the $5000 a year be because the bike is most likely to get stolen in your area? How about your credit rating? They factor that into the rates along with your driving record.

[Cutty72]

Just got my statement in the mail
For BOTH the SV and the Buell is... $382 for the YEAR

That's $15.91/month/bike.

And I got a quote on some bigger bikes before I bought the Buell

Busa = $4400/year
GSXR1K = $3200
GSXR750 = $2300

[Mr Lefty]

Originally Posted by racedoll

Not true. I have a State Farm policy with just my motorcycles. Never filed a claim with them, so maybe I'd have problems at that time. But I've had them since 2004 when I found an agent that would write just a MC policy. We have Erie for car and renters insurance - they stopped insurance sportbikes.

As stated in another thread:

$19 for my bike
$30 for Erik's

Full coverage on both.

Could the $5000 a year be because the bike is most likely to get stolen in your area? How about your credit rating? They factor that into the rates along with your driving record.

interesting... when I asked cause at one point I was considering selling my truck they told me I had to have a car or truck on it to keep my policy as they didn't insure bikes by themselves... maybe it's per state

[Yamerhaw]

Originally Posted by racedoll

Could the $5000 a year be because the bike is most likely to get stolen in your area? How about your credit rating? They factor that into the rates along with your driving record.

well she said last year, two brothers bought a new R1 and a new R6, both had only made one insurance payment when both were stolen at bike week