Feds: All Motorcycle Riders Should Wear Helmets

[OneSickPsycho]

Originally Posted by tommymac

And likley increased ins premiums for all those who die, they will take it out on the rest of us.

So you think if more people live and everyone wears helmets, insurance co's will stop raising rates?

[tommymac]

Originally Posted by OneSickPsycho

So you think if more people live and everyone wears helmets, insurance co's will stop raising rates?

of course not, but with a few more dying and them paying the premiums its a perfect excuse to do so and looks justified

[Homeslice]

Originally Posted by OneSickPsycho

So you think if more people live and everyone wears helmets, insurance co's will stop raising rates?

When I turned 25 I had to call and remind them to lower my rates.....because the idiots claimed their software wasn't capable of adjusting it automatically. Right...

[Smittie61984]

Originally Posted by Homeslice

When I turned 25 I had to call and remind them to lower my rates.....because the idiots claimed their software wasn't capable of adjusting it automatically. Right...

I'm sure their equipment would adjust automatically if you got a DUI.

If someone doesn't wear a helmet and are more likely to get killed shouldn't insurance premiums go down? Insurance companies don't pay dead people do they?

But if you don't wear a helmet then whomever you cost money to (hospital, people you hit, etc) should be able to reposes whatever it is you own.

[wildchild]

and anyone caught eating a cheeseburger while more then 10 lbs overweight should automatically pay more for health insurance. i don't feel like paying for their heart attack that they know is coming.

i normally wear my helmet 98% of the time so it wouldn't bother me either way, I just hate the whole "they should pay more for ins then me" thing. everyone has risks that could cost money from a medical standpoint and everyone takes chances that increase their risk at some point.

[Particle Man]

Originally Posted by wildchild

and anyone caught eating a cheeseburger while more then 10 lbs overweight should automatically pay more for health insurance. i don't feel like paying for their heart attack that they know is coming.

Depending on how they got their health coverage and the degree of medical underwriting, they probably do

I'll bet you like those insurance discounts for things like auto safety features and such - apply the same principle here.

[wildchild]

Originally Posted by Particle Man

Depending on how they got their health coverage and the degree of medical underwriting, they probably do

I'll bet you like those insurance discounts for things like auto safety features and such - apply the same principle here.

i see the justification of it, I just don't agree with it. I am basically anti insurance anyways though. LOL

I do agree with Fla ins that lets you go without a helmet if you choose to take medical coverage on your policy. yes you're paying more but entirely your choice.