Quote:
Originally Posted by Papa_Complex
Up here if the police found you to not be at fault in a pedestrian vs. vehicle collision, and the insurance company tried to jack your rates as if you were, there would be hell to pay. Vehicle vs. vehicle is different, because they use the Rules of Fault Determination, not the law, to determine the balance of fault. Those were brought in when we went to a no-fault insurance scheme.
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Things may have changed here but when I was learning to drive they always told us hit a pedestrian and youre prety much at fault, even for that kid that darts out in front of you from between 2 parked cars. There may not be any legal issues from the police so long as you werent speeding, ran a red light etc.... but I think the instances trip listed are just such sheer stupidity they have to be at fault.