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Old 01-11-2012, 07:29 AM   #23
Papa_Complex
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Join Date: Nov 2008
Location: Brampton, Canada
Moto: '09 ER-6n
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Up here if the police found you to not be at fault in a pedestrian vs. vehicle collision, and the insurance company tried to jack your rates as if you were, there would be hell to pay. Vehicle vs. vehicle is different, because they use the Rules of Fault Determination, not the law, to determine the balance of fault. Those were brought in when we went to a no-fault insurance scheme.
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